Need an appraisal for an FHA-backed mortgage? Call Travis Klundt

The FHA publishes a list of approved appraisers for each state - Travis Klundt is on the roster of approved appraisers for ID. This means that we are certified and approved by the FHA to do appraisals for house loans backed by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Travis Klundt if you need an appraisal done for an FHA-secured loan.

If your house loan is FHA certified, that means that the loan has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the money in the loan; the FHA simply secures the loan through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are created to assist low-to-moderate income buyers help meet credit qualifications if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are extremely useful to purchasers with less starting capital.